Corporate Bailouts are Bad for Small Business

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With all the attention from the media on corporate bailouts, political opinions and expert economists all talking about the need for corporate bailouts to save industries it seems no one has looked at the impact of these actions on small business. Is their a negative effect on business? Does this negative effect have any long term effect on the economy?

As big business receives billions of dollars to stimulate their individual business, small business is left wanting. None of the media has been successful in estimating the impact this will have on small business. Maybe it's because the do not understand the nature of capitalism or the natural progression of business in our society.

Big business that have chosen to adopt poor marketing strategies, bloated budgets and unsuccessful products, their leadership have steered devastating courses into corporate bankruptcy. All the while small business by the thousands all across our country have seen this trend, the same trend sense the beginning of capitalism, and have started to met the consumer demand for a better product and more effectively run company, as big business customers begin to flock away from larger failing company they flee into the arms of smaller companies poised to meet the consumers needs. But government intervention is stopping this natural exodus and actually doing harm to the consumer market and the economy with bailouts. Let me give you an example.

I run a small national business; one of the products we market is an alternative health program to meet the needs of families that can not afford the average $700 per month for health insurance. For example, our program is $88 per month per family for savings on doctors, hospitals, prescriptions, dental, etc. As the economy has taken a downturn, more people are unable or do not wish to spend hundreds a month on health insurance for their families. So whats the solution? Those consumers start to leave the larger overpriced insurance company and find a product like ours that is meeting the consumers need. As customers leave a natural shift should occur. The larger company shrinks drastically, if they are smart they prepare for it and adapt for it, which most have not which is why they are in the mess they are. But as the larger company shrinks the smaller company grows, as it grows it begins to add capital, hire more employees, and broaden its reach. The natural shift is survival of the fittest company. This is the way capitalism is intended to work; the jobs lost from one company are claimed by the other.

But the government is not allowing that to happen!

Instead our congress which 95% have no private sector experience have decided that these companies are too big to fail, causing the largest out pouring of bailouts in history, so what does that do to the small business? It halts them in there tracks! Now the growing company faces a competitor with unrivaled supplies of cold hard cash and a leveling unfair advantage over them. So what happens to the large company? Do they then survive and rebound. OF COURSE NOT! They run through their cash with the same mismanagement and misuse of capital finding themselves in the same situation the year before, but one difference. The small business ready to take their market share is driving to the brink of destruction. And what does our market have to show for it? A blotted company that still does not meet the needs of its customers and is still laying of workers and is still losing customer because of consumer distrust. Do you know anyone lining up to get AIG insurance? Now there is no small company with a product to meet the disenfranchised consumer and we spiral out of control. We saw this with the banks, before they were bailed out the collapsing banks were simple bought out by the properly run banks, um can you say, WAMU bought by Chase, all WAMU's customers are still there, they are just simply Chases now, the better run company survives and other smaller banks begin to grow and compete. Then in steps big government that completely destroy these simple principles by giving money to failing business that will continue to fail.

It reminds me of the Vegas mentality, I need to borrow money to win back all the money I lost at the crap table. As a kid my dad always told me "you should never through good money after bad". We are rewarding failure and punishing growth and success. We are investing in failing business and abandoning companies that are succeeding.

If you had a $1000 to invest in one companies stock, which would you choose? A company like GM that your not sure will survive and market is drastically reduced, or company that has had 200% growth this year even in the hard economic time? Right! It's a no brainer! When did common sense leave Washington economics?

In recent report insurance companies announced they are losing loads of their healthcare customers because the customers can no longer afford the $700 per month average premium. So where would you invest your money, in there declining business, crossing your fingers the figure out how to bounce back, or in a company like Renco Direct that is picking up their dropped customers. Better yet if you are out of work which company would you want a job from? Tell Washington to stopped hurting small business and giving an unfair financial advantage to large companies and let thousands of companies like Renco Direct put people back to work already.

If you're out of work tell Washington NO to more stimulus and then give us a call, we are still growing, and we will as long as Law Makers stop their shameful interference.

Confront Your Fears and Grow

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A motivational speaker by the name of Gil Eagles, once said

"If you want to be successful, you must be willing to be uncomfortable."

To realise your potential and achieve your goals, you must be willing to be uncomfortable - to do things that you're afraid to do. Although that sounds simple, most people back away when they face a frightening situation. However, life's "winners" are usually the people who do the things others are afraid to do. For example, one of the most successful people I know is a guy who is totally comfortable with "cold calling" (making unsolicited phone calls). Because he has no fear of rejection whatsoever, he has become a millionaire and has built a business employing dozens of people.

To be a successful person, you must confront your fears and take action!

The Comfort Zone

If you've ever been gripped by fear and anxiety before trying some new activity or venture, it's usually because you're stepping out of your comfort zone. This is an important concept which has a direct link to your success and the development of your potential.

Each of us has a comfort zone, a zone of behavior that is familiar to us and where we feel comfortable and safe. Think of your comfort zone as the inside of a circle. The activities and situations that lie inside the circle are the routine and familiar parts of your everyday life, such as speaking with family and friends or completing your usual daily tasks at work or home.

However, you occasionally face experiences or challenges that are outside your comfort zone. When faced with something outside your comfort zone, you suddenly feel nervous or worried about the outcome of the situation. You question yourself "Can I handle it?", "Will they laugh at me?" "What will people think?"

Think about what fears are holding you back from reaching the next level of success or fulfilment in your life. Whatever it is, just be honest and admit it. Most likely, thousands, if not millions, of people have the very same fear you have! In fact, let's take a closer look at what most people are afraid of.

The Most Common Fears

Jeff Keller, author of "Attitude is Everything" tells how, during his presentations, he distributes index cards to the audience members and asks them to write down, anonymously, the fears that are standing in the way of their professional and personal growth. Then, he collects the cards and read them aloud.

What do you think people write on those index cards? In most audiences, regardless of profession or geographical location, the same answers come up again and again. Here are some of the most common fears they identify:

1. Public Speaking or Giving Presentations. In virtually every group, this is the #1 fear. The vast majority of people are terrified about speaking in front of a group of people.

2. Hearing the word "NO" or having their ideas rejected. This response is very common among salespeople, especially those who make cold calls.

3. Changing Jobs or Starting Their Own Business. Over the years, more and more people are listing this fear. We have a lot of unhappy workers in corporate Australia today, and they yearn for a more satisfying work environment... but they're afraid to do anything about it!

4. Telling Managers or Executives "Negative News" (what the managers or executives don't want to hear). This one is self-explanatory.

5. Talking to People in Upper Management. Many entry-level workers and even managers are terrified about speaking to executives in the company. They even hesitate to make "small talk" with the president or CEO of their organization - for fear they'll say some-thing silly or appear stupid.

6. Fear of Failure. Those who won't try something new for fear that it won't work out.

Well, are you surprised by any of the fears on this list? Do you have any of them now - or have you had them in the past? The truth is, the overwhelming majority of people experience these fears at some point in their lives.

And if you have some fears that weren't on this list, don't worry about it. You are stronger than any of your fears... and you can overcome them!

Part 2 of this article will give you some ideas on how to overcome your fears. It will be included in our next newsletter, or you can get it right now by visiting www.inspirit-persgrowth.com. Claim your free ebooks and ecourses while there!

Common Mausoleum Issues and Remedies

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Mausoleums, in general, tend to be beautiful buildings, standing as stately monuments to the loved ones who are layed to rest in them. These ornate buildings, commonly adorned with bronze and gold accents, marble columns and stained glass windows, are designed and assembled to mirror a sense of dignity, serenity, and peace. There are two common complications with many mausoleums, however, which, undesirably, rob the serene and peaceful quality from the families of the interred, and make a mockery of the deceased bodies. These two conditions are mausoleum smells and coffin, or phorid flies.

Mausoleum smells are from the decomposition process, which occurs naturally as the body undergoes the decaying process. Morticians frequently call the offending bodies, "leakers". These mausoleum odors can be terribly overwhelming, and as a result of the embalming chemicals and the gases coming as a result of decomposition, they can coupled with that pose a health hazard to workers and visitors.

The second challenging issue that is prevalent for most mausoleums is the phorid or coffin fly. These terrible pests are about one fourth the size of the average house fly, and while they're in the larval stage of growth, coffin flies feed on the decomposing bodies within the crypt spaces. When they emerge from the casket as mature flies, they also pose a dreadful risk in spreading disease when they land. Frequently, they are in search of moisture, and it is very common for them to fly into the eyes, nose and mouths of visitors or workers in the structure. The flies tend to be so small that a lot of folks confuse them as gnats, and insiders in the mausoleum business do not want visitors to find out the reality about exactly where the flies are emerging from.

This is what one visitor to a mausoleum in Glendale, California had to say, "Possibly the most shocking of all is the Mausoleum. I stepped inside and knew immediately something was wrong. There the temperature inside the complex was around 80 degrees. I heard what sounded like insects swarming in one of the walls many of the vaults have had leakage problems where they have sealed them with shower caulk. As I scanned the flashlight around the room, I saw horrible damage. There was a discolored substance that ran from the marble plates down to the floor."

The good news is, you can find options to battle both mausoleum odors and coffin flies. For decades, most inside the industry have tried to utilize deodorizing sprays, chemical pest control, fly papers, and large fans to cover the odors and to try to manage the phorid fly infestations. These sprays and chemicals, etc. have frustrated mausoleum caretakers and other employees, because they are generally ineffective, and in addition, they develop into a health hazard in the structure, creating a noxious environment that's harmful to employees and visitors alike. An additional remedy is an electronic unit that mausoleums utilize to neutralize odors and to deal with the coffin flies, which from industry claims, is likely to make the task less difficult for the mausoleum proprietors and staff because it is effective at controlling the flies and will completely get rid of odors on a nightly basis while the building is vacant. Using the electronic method, there is additionally the security in knowing that there aren't any harmful toxins being spread throughout the building, which makes for a "eco-friendly" solution which is a great deal more healthy for personnel and guests.

Why not help preserve the dignity, peace and serenity for the passed and for their families, and help keep these beautiful structures as the memorials that they were designed to be. We grieve at the losing of a loved one; there is certainly no reason to have to perpetually suffer when paying respects. If you happen to be in a mausoleum and you observe the little coffin flies or if you smell any foul odors, without delay register a written grievance with the mausoleum owner and with the Funeral Consumers Alliance,or in the case of a Catholic cemetery, to the church, or the office of the local bishop.

Chris Zikmanis is the creator of Dignity Angels, an advocacy group which is devoted to encouraging a degree of reverence to honor our fallen relatives at or near the graveside. Should you require assist resolving cemetery or mausoleum problems, please contact Dignity Angels. http://DignityAngels.co.cc/

Comcast Triple Play Deal Is A Terrific Option At Discounted Rate

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Where can you get up to 275 digital cable channels, digital VoIP voice service, and lightening fast broadband internet in one low price bundle? They are available together through Comcast, the United States largest cable provider.

Comcast has blazed its trail through 39 states and the District of Columbia delivering brilliant services at super low prices. Their cable service quality is outstanding, their prices are great and their customer base is over 24 million strong. Providing more than 275 channels on cable and Video-On-Demand (VOD), Digital Video Recording (DVR) and High Definition service, they have earned a well deserved reputation. Innovations such as the VOD service which officially launched in 2003 started with a handful of titles now boasts over 10,000, with an exclusive action-only channel called Impact that has all your favorites like James Bond, Rocky and more. All the equipment you need and tons of High Definition channels are provided for those who demand High Definition. The Fancast website also lets you watch your favorite TV shows online, and manage all your desired entertainment content, wherever you are - online or on television. Because of great features like Digital Video Recording boxes that are able to record up to eighty hours of digital TV, Comcast continues to be the leader in providing cable services. This is only the start.

Enjoy going online and surfing the web? One of the leaders in fast internet speeds is Comcast who has many free services to offer as well. A feature of Comcast Internet with PowerBoost is that it is 4x quicker than DSL and is up to 100x swifter than dial-up. Comcast Broadband also includes webmail and voicemail, McAfee Internet Security Suite, PhotoShow, Games & Finance Channels, The Fan video player, The Assistant personalized toolbar, Rhapsody Radio Plus and more at no extra charge. Just these options make Comcast's lightning fast broadband connection among the top services on the market. With the Parental Controls included with McAfee's security software, ensuring your children's safety is simple and effortless. Even though our experts are happy to install your service for free, it's so simple you can do it yourself as well.

If you think Comcast's digital TV and broadband sounds great just wait until you try our Digital Voice service. You won't get overwhelmed with tons of fees like big telephone companies with Comcast's home phone service. For this one price you'll get a package that includes caller ID, call waiting, voicemail with online listening and forwarding, and automatic blocking of anonymous calls - plus unlimited local and long-distance calls. Unlike conventional telephone plans, you don't get charged extra for every little add-on. Another great thing is that you can hear your voicemail online. Then you can send it along in an email to anyone who needs the message. You won't have to purchase any expensive equipment to use caller ID either. The identity of the caller is displayed directly on your television screen, letting you decide whether you want to take the call. Change your plan without changing your number; an installation professional will do all the heavy lifting for you.

The Comcast Triple Play deal is a terrific option now offered giving you a discounted rate for your phone, internet and cable television service when purchased as a complete package. You can select the package according to your needs combining or modifying them. There are tons of options available, and you know you're getting the best deal because no one delivers like Comcast. With the Fan video player for online movies, and the Fancast website for managing all of your entertainment, Comcast Cable is an entertainment leader. Stick with the winner. Stick with Comcast.

S.McMahon covers the latest Comcast Cable TV Offers and Specials so consumers could find the very best savings available. If you're considering Comcast Cable Digital HD Television make sure you check out Suzanne's reviews.

Combat The Forces Of Nature Become A Fire Officer

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Although our ancient forebears quickly discovered how to start fires as necessary, fire isnt content with just allowing itself to be turned on and off as humans require it. Forces of nature in fact make one realise that ultimately, despite how far humans have come in terms of adaptability, sophistication and knowledge, we are still very much at the mercy of Mother Nature.

Despite this, far too many people are way too complacent about fire and fire safety in general. For instance, did you know the majority of fires are entirely preventable and that around three quarters of them happen in the home? House fires can be caused by anything from faulty kitchen equipment, faulty electrical wiring or just a carelessly placed or discarded cigarette.

Driving under the influence of alcohol is an accepted NO GO but cooking under the influence can also be just as detrimental to your health. Alcohol impairs judgement and slows reaction time and people have accidentally started fires because theyve been drunk when cooking. Often its simply because faulty smoke detectors havent warned them of danger in time. They leave something unattended on the stove or accidentally place something flammable too close to the heat source and dont notice until its too late.

Help Save Lives By Keeping Your Fire Officer Certification Current

As a Florida Fire Officer I and paramedic Im often frustrated by the cavalier attitude many people have to basic home safety in general and in particular around potential fire issues. Simple things like making sure your smoke detectors are maintained and in good working order will help ensure you and your family have enough warning to get out in time should your house catch fire. Getting your electrical cabling periodically checked by a licensed electrician will reduce the chances of fire caused by faulty wiring. Its also not a bad idea to consider getting a trained safety professional to perform an audit on your home either.

Become A Fire Service Instructor And Help Educate Our Public

Structural fires pose a huge threat to people and our Fire Officers and Fire Inspectors are trained in private fire protection systems, fire prevention practices and systems, codes and standards and in safe building construction related to the fire service. We also act as public information officers and as trained fire and life safety educators.

Are you one of the many thousands of fire fighters here in Florida who has risked your own life to save others and been frustrated because the situation was entirely preventable? Teaching and education are key ways to overturn this situation and by becoming a fire officer, fire inspector or fire instructor you can contribute to this education.

Ricky Rescue Training Academy provides online fire certifications for Fire Officer 1, 2, 3 and 4, Fire Inspector 1 and 2, Fire Instructor 1 and 2 and Fire Investigator. These are convenient, open enrolment style, approved Florida Fire College courses, many of which can be completed totally online. The blended learning courses however do have a full day in person component where you attend one of their classroom sessions in Fort Myers, Daytona Beach or Tallahassee.

E-learning versions of Florida State Fire College courses such as Fire Inspector 1 can be sourced through certified training centers like the Ricky Rescue Training Academy. Contact them for details at 239.240.7915

Collaborative Divorce Revolutionizing the Way Divorces Are Handled

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A new paradigm is needed for the way family law is practiced in Michigan, and a new method called Collaborative Divorce is leading the way.

Divorce is a life-changing event. A select group of attorneys can now offer a better way to end a marriage through specialized advanced training in Collaborative Divorce. This groundbreaking method revolutionizes the way couples divorce. It addresses your legal, financial, and emotional needs and achieves the best family arrangement possible. Families at war produce only losers and no winners. This exciting new process empowers you - not lawyers or a judge - to shape the outcome of your divorce.

The key benefits of Collaborative Divorce are that it is non-adversarial; solutions can be tailor-made and flexible; clients have control of the pace; experts (accountants, financial advisers, therapists or counselors) can be brought in and work with the couples; and privacy is preserved.

"I believe that Collaborative Divorce is the most exciting development in family law in many, many years. Clients love it; they regard the process as direct, clear and amicable while avoiding the expenses and latent aggression of the court process." Says Lori D. Becker, Bloomfield Hills Divorce Attorney and Mediator.

Each spouse retains their own specially trained collaborative lawyer, if they wish to achieve the many benefits of collaborative divorce. Traditional lawyers, no matter how friendly or cooperative, lack the special skills and training those collaborative lawyers can provide.

Becker is one of the few Michigan divorce attorneys trained in Collaborative Divorce, in which both spouses' divorce attorneys negotiate a settlement outside of court - with a written agreement not to litigate.
"It's a healthier way to help families," says Becker. " Collaborative Divorce is a holistic approach to family law. Attorneys trained in this method are highly skilled not only in family law, but in effective communication, cooperative negotiation, and creative problem-solving. With a Collaborative Divorce, you get a plan on how to handle future issues."

Working with a team of caring specialists that includes two lawyers, two coaches, a financial consultant, and a child specialist (if necessary), you and your spouse focus on building a consensus that addresses the needs of everyone who will be directly affected by the divorce.Every divorce involves a complex intertwining of emotional, financial and legal issues that no single professional has the range of skills to address comprehensively. When you have the right team member available to help solve the problem, it usually gets solved more quickly and economically and at a higher level of sophistication. You're less likely to return again and again to court to rehash problems that weren't really resolved in the first place. That's why -- paradoxically -- a team generally costs a couple less, not more. "Through divorce coaching, I have seen dramatic improvement in the way couples communicate - even in the most contentious cases" states Dr. Nancy Fishman, a Birmingham Mental Health Specialist. "For example, if one of you is frightened or angry, instead of going to the divorce lawyer, you'll spend a few sessions in coaching and then come back to the legal negotiating table much better equipped to think clearly and negotiate for long-term lasting resolution. You spend only what is needed for the right kind of constructive help to solve the problem. It can be instrumental in keeping the legal fees from escalating."

People need to be educated about conflict - specifically, avoiding it when appropriate, using the energy in a more constructive way, and saving the courtroom only for truly immovable, conflicted cases. Collaborative Divorce specialists create long-term financial and parenting plans that work by enabling their clients to understand and address their children's needs while conserving emotional and financial resources, and by helping clients play an active role in designing their lives after divorce. Cutting corners in how you meet the challenges of divorce may be the most expensive thing you can do.

For more information on Collaborative Divorce, please visit the Collaborative Practice Institute of Michigan at www.CollaborativePracticeMI.org

About Author:
Visit: www.beckerlegalgroup.com/

Cie Aura ReviewDo The Pain Chips Work

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Are you investigating Cie Aura Pain Chips? This detailed pain chips review will answer all your questions about this unique MLM Company. If you are here for the reason that you intend to make money online, then look no further because Cie Aura transparent holographic chips make use of a proprietary mixture of homeopathic formulas positioning it substantially in use to consumers. This reality is a bonus for long-term achievement of your Cie Aura pain chips enterprise.

So who is Cie Aura? Cie Aura is an MLM company with US offices distributed evenly from the east to the west. This enables Cie Aura to make available enthusiastic support to its valued retailers and customers.

Cie Aura Products.

Cie Aura holographic chips are multilayered transparent discs utilizing a skill that adhesively binds sound sensations into the discs for the purpose of influencing the human energy.

What one is required to do is put one of these Cie Aura stickers on a range of acupuncture points and the benefits include sleeping better, relieving pain and raise in universal body ATP.

The Cie Aura pain chips are a revolutionary new technology using tried and effective homeopathic treatments devised over the past 300 years. The chips do not require any change in diet, needle sticking or specific exercises.
Just keeping the transparent holographic chips near ones body is enough to help the wearer's ailments.

Now you have an opportunity to be among the first entreprenuers to bring to market a product that every one not only needs but wants. This relationship business could lead to significant fiscal rewards.

Cie Aura's products combined with an incredible yet transparent business model gives retailers the opportunity to build a business at any level that fits their individual desires. The foundation of your success is consistently providing people the opportunity to try the products. Many who use Cie Aura chips will want to become a retailer and sell them just like you. So by giving away chips as samples, you are well on your way changing your financial fortune.

Cie Aura is therefore not a scam but presents an equal opportunity to those willing to learn how to grow their pain chips business.I have converted my pain,acquired through the school of hard knocks,to the gain of all those who will follow me to the very end of this review.

I can confidently promise that you will find atleast one idea or piece of knowledge in the next few sentences that can transform your life completely.It makes a refreshing change to learn how to do something and have the tools to do it.

The Cie Aura marketing training below has changed the rules.Finally I will be showimg you how to do this business and make money from the start.You'll never look at MLM the same way again.This training is about how to attract endless new distributors and customers to you.

So then how do you get more leads, more cash and more reps in your pain chips enterprise?